11/02/2012

Are those Collecting Disability Checks Abusing the Bankruptcy and Utility Laws?

Some may wonder why those people on disability checks are not have their power shut off, or perhaps they are going through a bankruptcy and are not paying for a lot all at once? Why are they moving around the rules, but those of us not on disability having to pay these things? This is a good question to ask, although it might stir up some debate.

There was a deaf resident in the state of New York that was able to run up to $40,000 worth of electricity at his rental property and is deciding that he is not going to pay for it. However, since there is a kid in the home, the law prevents the utility company from turning off the power due to the loophole in the system. He has had 2 bankruptcies in the past, and plans to file yet another Chapter 7 bankruptcy after the 7 years of his last bankruptcy went through. He has been on disability payments for quite some time.

This leads us to think about a lot of things in general. Why so many bankruptcies, and after they go through, he still does not have to pay for this large utility bill? This can become a large problem when it comes to those of us who work hard, and pay the bills that we have to pay on a day to day basis. Due to numerous loopholes within the system, many people are continuing to abuse the right to have disability payments, bankruptcy and utilities. Since the government is giving the checks for disability, the people should then use the checks to pay for their bills. They have not caught on however, and will not deduct money from the checks to pay for these types of bills.

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